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Author: Michael Bartolic

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Pitfalls When Your Employer Changes Long-Term Disability Insurance Companies

Employees in Chicago and all around Chicago frequently have long-term disability insurance coverage through an employer’s group insurance policies. Unlike individuals who buy individual disability insurance policies, the…

14 Jun, 2021

How Long-Term Disability Insurance Denials Affect Other Benefits

Employees in Chicago claiming long-term disability insurance under the employer’s group policy, governed by ERISA § 502(a), face a number of challenges. One of them is that the policies…

09 Jun, 2021
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Common Pitfalls in Making Long-Term Disability Claims for Fibromyalgia and Chronic Fatigue

Individuals in Chicago with employer-sponsored long-term disability insurance coverage often face obstacles when becoming disabled due to Fibromyalgia or Chronic Fatigue Syndrome. This is especially so if the…

26 May, 2021

Long-Term Disability Insurer’s Doctors’ Opinions May Show the Insurer Wrongly Denied Your Claim

Employees in Chicago whose long-term disability insurance claims were denied often have a similar grievance. The insurance company relied on opinions of doctors who never examined the claimant.…

24 May, 2021

Important Factors When Injuries and Illnesses Combine in an Accidental Death

Individuals in Chicago who make claims for accidental death insurance often find the process a frustrating disagreement over facts. This rarely happens over basic life insurance, where the…

19 May, 2021