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Category: Blog

Blog by Chicago ERISA Lawyer Michael Bartolic. Contact the office for a free case evaluation by calling (312) 635-1600.

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When Accidents Are Not Accidents for Accidental Death Insurance

Individuals in Chicago with accidental death insurance coverage, especially those governed by ERISA § 502(a), should closely read their insurance policies. Often you buy such coverage to give enhanced…

12 May, 2021
Posted In: Blog

Success in a Long-Term Disability Claim Requires More than a Doctor’s Statement

Employees in Chicago making claims for long-term disability insurance often ask how an insurer could deny a claim when their doctor stated they are disabled. While your doctor’s…

10 May, 2021
Posted In: Blog

Top Reasons to Alert Your Doctor Before Making a Long-Term Disability Claim

Employees in Chicago covered by long-term disability insurance under an employer’s policy often wonder about timing of events in a disability claim. They ask if they claim disability…

07 May, 2021
Posted In: Blog

What Arbitrary and Capricious Means When Interpreting Long-Term Disability Plans

If you live in Chicago and ever had to claim long-term disability under an employer’s group insurance policy, enforced under ERISA § 502(a), you have probably heard of…

05 May, 2021
Posted In: Blog

How Pre-Existing Condition Exclusions Operate in Long-Term Disability Insurance

Employees in Chicago claiming long-term disability benefits under an employer’s group policy, enforced under ERISA § 502(a), often are surprised that disability insurance policies have pre-existing condition exclusions. Though…

03 May, 2021