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Arlington Heights Long Term Disability Denial Lawyer

Arlington Heights Long Term Disability Denial Lawyer

Long term disabilities can prevent you from working, threatening your ability to provide for yourself and your loved ones. Long term disability benefits provide a safety net, but in too many cases these benefits end up being denied. The Arlington Heights long term disability denial lawyers of the Law Offices of Michael Bartolic can guide you in filing an appeal, helping you get the compensation you deserve.     

Have You Been Denied Long Term Disability Benefits?

According to the Centers for Disease Control and Prevention (CDC), an astounding 53 million people in the United States live with some type of disability, averaging to roughly one out of every five adults. When symptoms you suffer as a result of an injury or illness progress to the point that you are unable to work, long term disability benefits can provide you with a steady income. 

Benefits may be available through employer-provided policies or through private insurance. Unfortunately, any time you deal with insurance companies, there is a strong likelihood of filing a claim only to have it denied. The most common causes of long term disability denials include: 

  • Disputes over your eligibility for insurance;
  • Disputes over when your policy went into effect;
  • Disputes over whether your condition is covered;
  • Disputes over whether the severity of your condition classifies as a long term disability.  

Benefits may also be denied due to failure to submit the proper forms or to provide needed information. In these types of situations, our Arlington Heights long term disability denial lawyer can guide you in appealing the insurer’s decision. 

Trusted Legal Guidance in Appealing Denied Long Term Disability Claims

When long term disability benefits are denied, you have the right to file an appeal. In the case of a privately purchased policy, the Law Offices of Michael Bartolic can guide you in the rules which apply in your case. Employer-provided long term disability benefits are covered under the Employee Retirement Income Security Act of 1974 (ERISA), which dictates the appeals process. Efforts we can take on your behalf include: 

  • Reviewing the terms of your policy and any exclusions that may apply;
  • Making sure the appropriate forms have been submitted;
  • Gathering the evidence needed to support your claim;
  • Aggressively dealing with insurers on your behalf;
  • Taking additional actions as needed to ensure benefits are paid. 

Get Our Arlington Heights Long Term Disability Denial Lawyer

At the Law Offices of Michael Bartolic, we act as a strong legal advocate on your side, helping you get the benefits you deserve. To discuss your case, call or contact our Arlington Heights long term disability denial lawyer online and request a consultation today.  

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