In the United States, most disability plans are regulated by the Employee Retirement Income Security Act (ERISA). If you are covered by an employer-based disability plan, it is likely an ERISA plan. Unfortunately, when it comes time to make a long term disability claim against this type of plan, it can sometimes be hard for individuals to recover benefits. Insurance companies are aggressive. It is not uncommon for disability claims to be unfairly rejected.
At the Law Offices of Michael Bartolic, our Cicero long term disability attorneys are committed to providing effective, skilled legal representation to employees and other plan beneficiaries. We fight for individuals, not for insurers. You and your family deserve full and fair disability benefits. For a free, no-obligation review of your long term disability claim, please do not hesitate to contact us today.
If you or your family member is no longer able to work on a full-time basis due to an injury or medical condition, long term disability benefits may be available through your ERISA plan. Qualified applicants need their disability benefits without delay. If your claim was denied, our Cicero, IL long term disability lawyer is prepared to help.
The first thing you need to know is exactly why your disability claim was denied. The insurance company should have sent to a written letter that provides a basic overview of the reasons for non-payment of benefits. In practice, these denial letters are sometimes far less useful than they should be. Indeed, long term disability denial letters are frequently filled with vague, borderline incomprehensible language. Our Cicero ERISA disability lawyer will tell you exactly why your claim was denied and exactly what you need to do to file a strong, persuasive appeal.
Under ERISA rules, you only have 180 days to appeal your long term disability claim. What happens if you do not submit an appeal? Your case will almost certainly be dismissed. You will lose out on disability coverage. Do not let this happen without a fight. Our Cicero long term disability lawyer will help you put together all of the evidence you need to build a successful appeal. If the insurance company does not handle your claim fairly or offer a full settlement, we are always ready to take your case to court — pursuing your disability benefits through litigation.
Our legal team is here to help. At the Law Offices of Michael Bartolic, our Cook County ERISA lawyers have extensive experience handling complex disability claims. If your long term disability claim was denied in Cicero, IL, please contact our legal team for your free consultation.