Long term disabilities can impact people of all ages. Accidents, illnesses, and chronic health conditions can leave you unable to provide for yourself. In these situations, you may require care through a nursing home or other assisted living facility. The costs for this type of care can easily bankrupt your family. Long term disability insurance provided through your employer ensures you get the level of care you need while protecting your financial security. At the Law Offices of Michael Bartolic, our Evanston long term care attorney helps to ensure you get the benefits you are entitled to in these situations.
According to the Social Security Administration (SSA), roughly one out of every four 20-year-olds will eventually suffer an accident or illness resulting in disability before reaching retirement age. As a result, long term care is often required to meet both medical and personal daily needs. In these situations, long term care and disability insurance provided through your employer acts as a safety net. However, in too many cases these benefits end up being denied or disputed.
At the Law Offices of Michael Bartolic, we act as a trusted legal advocate on your side in these situations. As an experienced Evanston long term care attorney, we have extensive experience in dealing with claims administrators and the insurance companies they represent. We fight for your rights when long term care is denied, often for one of the following reasons:
When long term care coverage is provided through your employer, it may be subject to rules and regulations under the Employee Retirement Income Security Act (ERISA). At the Law Offices of Michael Bartolic, we have extensive knowledge of how these rules apply in different situations. As an experienced Evanston long term care attorney, we can take the actions needed to successfully resolve your claim:
At the Law Offices of Michael Bartolic, we are dedicated to helping you get the long term care benefits you are entitled to through your employer. Call or contact our Evanston long term care attorney and request a free consultation today.