Under the Employee Retirement Income Security Act (ERISA), if you become disabled and cannot work, you may qualify for long term disability benefits. At the law offices of Michael Bartolic, LLC, we handle ERISA § 502 claims in Evanston and throughout the state of Illinois. While ERISA was originally intended to help disabled claimants receive benefits, ERISA language tends to protect insurers, and disputes regarding disability benefits are often drawn out. If you believe that you are entitled to long term disability benefits, contact Michael Bartolic, LLC today for a free consultation.
We represent clients who are disabled as the result of myriad conditions. This includes, but is not limited to, claimants suffering from:
We know how disabling these conditions, and many others, can be, and want to help you get the disability benefits that you need to provide for yourself when you are unable to work.
Many people, especially those who are so disabled that their need for benefits seem obvious, choose to file their ERISA claims on their own and represent themselves during the application process. Unfortunately, even in cases in which the outcome of an ERISA claim would appear to be in the claimant’s favor, the insurer will deny the request for long term disability benefits.
In order to get approved for long term disability benefits under an employer’s disability insurance plan, the claimant must establish his or her disability and extent of disability. This will require a medical assessment and a vocational assessment. Further, ensuring that a claim is approved means filing within the required date, and being able to stand up to tough questions from an insurance adjuster. Even when a disability is obvious, an insurance adjuster’s bottom line is to save money, and only needs to find a small amount of evidence against you in order to deny your claim.
When you work with an Evanston long term disability lawyer from the onset of your application, you will have an advocate on your side who knows how to file an ERISA long term disability application, and will ensure that your application is filed free of errors. An attorney can also guide you in the event that your claim is denied, and assist you in protecting your federal right to appeal a denial.
When you are disabled, getting the benefits that you are entitled to is critical. When your claim is denied, you may feel helpless and worried about where to turn to next. At the offices of Michael Bartolic, LLC, we level the playing field when it comes to ERISA litigation, and know how to improve your chances of getting your full disability benefit. For a free case review, please call our offices today at 312-635-1600. You can also contact us online.