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Evanston LTD Insurance Appeals Attorney

Evanston LTD Insurance Appeals Attorney

Accidental injuries, unexpected illness, and chronic health conditions can all result in long term disabilities. Employer-provided long term disability (LTD) insurance can provide a steady income. Unfortunately, these benefits often end up being denied. At the Law Offices of Michael Bartolic, LLC, we protect your rights in this situation. Our experienced Evanston LTD insurance appeals attorney is dedicated to ensuring you get the benefits you deserve.

Have You Had Your LTD Insurance Benefits Denied?

The Centers For Disease Control and Prevention (CDC) reports that one out of every five residents of Illinois suffers from some type of disability. When your condition leaves you unable to work, LTD insurance provided through your employer provides a lifeline. These benefits are often included as part of your overall compensation package and represent years of hard work on the job.

At the Law Offices of Michael Bartolic, LLC, we provide the professional legal representation you need when claims are denied. As an experienced Evanston LTD insurance appeals attorney, common reasons we see for denied benefits include:

  • Disputes over the terms of your policy;
  • Disputes over whether your condition is covered;
  • Claims that you failed to properly document your condition;
  • Claims that you failed to submit the appropriate LTD insurance forms or respond to requests for additional information in a timely manner.

When filing a claim, it is important to remember that insurance companies are for-profit businesses. This means they will be looking for reasons to deny or dispute your claim. To ensure you get the benefits you deserve, get our Evanston LTD insurance appeals attorney on your side.

Appealing Your Denied Long Term Disability Claim

Regardless of the reasons your LTD disability benefits were denied, you have the right to file an appeal. Employer-provided LTD is covered under the Employee Retirement Income Security Act of 1974 (ERISA). This is a federal law that sets minimum standards for how benefits are administered while dictating the process for filing appeals.

At the Law Offices of Michael Bartolic, LLC., we have the legal knowledge and expertise needed to help you in this situation. Steps our Evanston LTD insurance appeals attorney can take on your behalf include:

  • Reviewing the terms of your LTD benefits;
  • Reviewing your claim and any correspondence received by the insurance;
  • Gathering any additional information required in your case;
  • Making compelling arguments to help ensure your benefits are granted on appeals.

Get Our Evanston LTD Insurance Appeals Attorney on Your Side

The Law Offices of Michael Bartolic, LLC, provides the professional legal representation you need to get the LTD benefits you deserve. Contact our Evanston LTD insurance appeals attorney online today to request a consultation.

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