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Flossmoor Long Term Disability Appeals Attorney

Flossmoor Long Term Disability Appeals Attorney

When disabilities prevent you from working, benefits available through your employer can help ensure you and your loved ones have what you need. Unfortunately, the claims process is confusing and complex. In too many cases, insurers end up issuing a denial. At the Law Offices of Michael Bartolic, we defend your rights in this situation. An experienced Flossmoor long term disability appeals attorney can take the legal actions needed to help you get the benefits you and your family deserve.  

Long Term Disability Claim Denied?

According to the Social Security Administration (SSA), roughly one out of every four 20-year-olds today will suffer a disability before they reach retirement age. Benefits available through the SSA are not enough alone to supplement losses in income. Employer-provided long term disability benefits help ensure you have the steady income you need. 

After filing your claim, it can come as a shock to receive a denial notice from the insurance company. Unfortunately, this is standard practice. Insurers are in business to make money. One of the ways they protect their profits is by not paying out on claims. Common reasons they are likely to give for long term disability benefits denials include: 

  • Coverage was not in effect at the time disability occurred;
  • Disability results from a non-covered condition;
  • Disability is not severe enough to keep you from working;
  • Proper documentation of your disability was not provided. 

Defending Your Rights to Long Term Disability Benefits

After dedicating years of your life working for a particular employer, it is disheartening to be denied benefits. At the Law Offices of Michael Bartolic, we act as a strong legal ally on your side in this situation, guiding you in the options available.

The Employee Retirement Income Security Act of 1974 is a federal law that governs employer-provided benefits. It sets minimum standards for how long term disability insurance and other types of programs are administered. It also gives you the right to appeal a denied claim. As an experienced Flossmoor long term disability appeals attorney, we provide the trusted legal representation you need throughout this process. Efforts we take on your behalf include: 

  • Reviewing the terms of your policy;
  • Reviewing the information provided in your claim and the reasons given for the denial;
  • Gathering the evidence needed to present at hearings; 
  • Filing appeals and making convincing arguments on your behalf, with the goal of getting you the maximum amount of benefits you deserve. 

Contact Our Flossmoor Long Term Disability Appeals Attorney Today

If you have a denied long term disability claim, reach out to the Law Offices Of Michael Bartolic immediately. You have only a limited amount of time to file an appeal. Call or contact our Flossmoor long term disability appeals attorney and request a consultation today.

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