Long-term care is an important issue for Illinois families. According to estimates from the federal government, as many as seven out of ten American seniors will eventually require some form of long-term assistance. If you or a loved needs help with certain activities of daily living (ADLs), such as bathing, preparing meals, or getting dressed, it may be time to look into your options for long-term assisted care.
As this type of care can be extremely costly, many Illinois families seek coverage through an insurance plan. However, actually getting long-term care benefits can prove to be challenging. At the Law Offices of Michael Bartolic LLC, our experienced Highland Park long-term care attorneys are committed to helping people in Lake County fight for their benefits. If your long-term care claim was denied in Northern Illinois, please contact our legal team today.
If your claim was rejected, you need to understand the insurance company’s reasoning. Under Illinois law, insurers must mail you a written explanation letter regarding their decision on your claim. In practice, denial letters are often vague and filled with difficult-to-understand insurance industry terminology. Our Highland Park long-term care lawyers can help. Get your denial letter to the desk of one of your attorneys: we will comprehensively review the denial in order to determine exactly what needs to be done to get you and your family full benefits.
Long-term care litigation can be a lengthy and frustrating process. Fortunately, our Highland park long-term care lawyers have a history of getting our clients full benefits, without needing to go to court. We can help you craft a strong administrative appeal, so that you can hold the insurance company accountable. We know what to expect from insurance adjusters, and we are prepared to take action to assert your rights. Our legal team does not want you to wait to get your coverage. Of course, insurance companies do not always play by the rules. In some cases, litigation is required. Should a lawsuit be necessary in your case, we are ready to file a compelling legal claim on your behalf.
Our legal team can help. At the Law Offices of Michael Bartolic LLC, our top-rated Highland Park long-term care lawyers have the skills and experience needed to hold the large insurance providers accountable. If your long-term care claim was denied in Lake County, please reach out to us today for a free case evaluation.