Long-term care insurance coverage offers financial support to people who need assistance with certain activities of daily living (ADLs), such as bathing, toileting, and preparing meals. This is by no means a small group of people. According to U.S. government data, as many as 70 percent of senior citizens are projected to require ongoing long-term care at one point or another. This type of care is also highly expensive. Illinois families need access to their benefits.
Sadly, those benefits can sometimes end up being very difficult to obtain. At the Law Offices of Michael Bartolic LLC, our experienced Hinsdale long-term care attorneys have the legal skills and knowledge needed to hold the insurance providers to account. If you or a loved one has had your long-term care claim denied, please contact a member of our law firm today.
If your long-term care claim was denied in Hinsdale, you need to know exactly why the insurance company made that decision. Under Illinois law, insurers are required to explain their reasoning in a written denial letter. Unfortunately, in many cases, insurance company explanations are far too vague to be understandable. In fact, the letter can make things all of the more confusing. Our Hinsdale long-term care lawyers know how to parse complex insurance company language. We can help you determine the real problem. Some of the most common examples why long-term care claims are denied in Illinois include:
Your family needs genuine financial protection. The insurance company should be held accountable to pay the full value of the claim. As for-profit businesses, insurers are often looking for ways to push claimants into lowball settlement agreements or even to deny claims outright. Our Hinsdale long-term care attorneys know all of the insurance company’s tactics and strategies. We are ready to help you and your family fight for the full coverage that you rightfully deserve.
We can help. At the Law Offices of Michael Bartolic LLC, our law firm is committed to providing top quality legal representation to our clients. We can help you get your full long-term care benefits. To learn more about our legal services, please do not hesitate to contact our office today for a free claim evaluation.