Most people do not want to spend too much time dwelling on the issue of long-term care. Whether you need assistance, or a vulnerable family member requires help, long-term care is a very sensitive matter. Still, you need to ensure that your family is prepared: long-term care is incredibly expensive. Many Illinois families have long-term care coverage under an insurance policy. In some cases, this coverage comes from an ERISA governed plan; in other cases, this coverage comes from an individual plan.
Unfortunately, regardless of the type of plan you have, actually obtaining your benefits can prove to be difficult. The big insurance companies are not generally eager to pay out claims. At the Law Offices of Michael Bartolic LLC, our dedicated Illinois long-term care lawyers are committed to holding insurers accountable. If you or a loved one has had your long-term care claim denied in Illinois, please reach out to our law firm for assistance.
The first step to getting your full long-term care benefits is knowing precisely why your claim was denied. Under Illinois law, your insurance company must explain its reasoning for denial in writing. If you or a family member has received a long-term care denial letter, you should call our lawyers immediately. Our Illinois long-term care attorneys are ready to take whatever action is necessary to help you get access to coverage. This includes:
In many cases, our Illinois long-term care lawyers can get insurance companies to pay out full benefits without ever going to court. This is preferable, as it means that your benefits will be paid more quickly. Though, if your insurance provider refuses to cooperate, our law firm is ready to file a lawsuit. You and your family should not accept any less than you deserve.
At the Law Offices of Michael Bartolic LLC, our Illinois long-term care lawyers are standing by, ready to help you and your family. If your long-term care claim was denied, please call us now for a free case review. With an office in Chicago, we represent claimants in Cook County and throughout that state of Illinois.