When a loved one passes, life insurance policies they had in place can help to ensure you have what you need. Unfortunately, dealing with insurance companies and getting the benefits you are entitled to often proves challenging. At the Law Offices of Michael Bartolic, LLC, we provide the professional legal representation you need. As an experienced life insurance attorney in Chicago, we can guide you in filing a claim, addressing any issues that jeopardize your rights to benefits.
The death of a loved one can occur as the result of an accident, sudden illness, or chronic health condition. In the aftermath, it is common for family members to experience a sense of shock. Unfortunately, during this time you will also be required to address important issues, such as final expenses and settling their estate. Life insurance policies your loved one had in place can help offset costs and protect your financial security.
According to the Insurance Information Institute (III), more than half of all employees are entitled to life insurance benefits through their employer. Unfortunately, getting these companies to process and pay out on claims is rarely easy. As for-profit businesses, they have a vested interest in either denying or disputing claims. Common tactics they employ include:
Employer-provided life insurance benefits are governed by the Employee Retirement Income Security Act of 1974 (ERISA). This is a federal law which dictates how benefits are managed and administered. It provides strict rules and timelines for processing claims and governs the process for filing appeals.
At the Law Offices of Michael Bartolic, LLC, our knowledge of this law and our extensive experience in handling disputed life insurance claims make us a strong legal ally on your side. Steps our life insurance attorney in Chicago can take to ensure you get the benefits you deserve include:
During this difficult time, you can count on the Law Offices of Michael Bartolic, LLC to act as a strong ally on your side. We are here to help ensure you get the life insurance benefits you deserve. Call or contact our life insurance attorney in Chicago online and request a consultation today.
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