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Long Term Disability Appeals Lawyers Chicago

Long Term Disability Appeals Lawyers Chicago

Long Term Disability Appeals Lawyers Chicago

Long term disabilities can leave you unable to work and jeopardize your ability to provide for yourself and your loved ones. The long term disability insurance available through your employer can help make up for the financial losses you suffer. Unfortunately, in too many cases, these benefits end up being denied. At the Law Offices of Michael Bartolic, LLC., we are one of the leading long term disability appeals lawyers in Chicago. You can count on us to help you get the benefits you deserve. 

Denied Long Term Disability Benefits?

There is no law mandating that your employer provide long term disability (LTD) insurance. However, the Insurance Information Institute (III) reports that nearly 60% of large to mid-size companies offer this coverage as part of their employee’s overall compensation package. In the event a long term disability happens, LTD insurance supplements, on average, up to 60% of the employee’s wages. 

When you are unable to work due to injuries, illnesses, or chronic health conditions, these benefits can provide a safety net for you and your family. However, insurers often end up denying claims. Common reasons include: 

  • Disputes over eligibility for coverage;
  • Disputes over whether you suffer a qualifying condition;
  • Disputes over whether your condition is severe enough to keep you from working;
  • Disputes over whether you provided the proper documentation or adhered to other policy related guidelines. 

At the Law Offices of Michael Bartolic, LLC., we act as a strong legal advocate on your side in this situation. Our long term disability appeals lawyers Chicago take the legal actions needed to get you the benefits to which you are entitled.  

Long Term Disability Appeals

Employer-provided long term disability covered is governed by the Employee Retirement Income Security Act of 1974 (ERISA). As a federal law, it dictates procedures that must be followed in appealing denied claims. As experienced long term disability lawyers in Chicago, the Law Offices of Michael Bartolic, LLC, has extensive experience in ERISA and how it applies in your case. Steps we can take on your behalf include: 

  • Reviewing all policy-related documents;
  • Reviewing your claim and any communications you received from the insurer;
  • Gathering evidence needed to support your right to benefits;
  • Representing you throughout the appeals process;
  • Filing a lawsuit against the insurer if your LTD benefits continue to be denied or delayed. 

Contact Our Chicago Long Term Disability Appeals Lawyers

At the Law Offices of Michael Bartolic, LLC., we provide the trusted legal guidance and aggressive representation you need in cases of denied claims and long term disability appeals. Call or contact our long term disability appeals lawyers in Chicago to request a consultation today.  

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