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Oak Lawn LTD Benefits Appeal Lawyer

Oak Lawn LTD Benefits Appeal Lawyer

Oak Lawn LTD Benefits Appeal Lawyer

When accidents, illnesses, and chronic conditions keep you from working, long term disability (LTD) benefits available through your employer help to offset your lost wages. It is easy to take these benefits for granted, but the fact is that claims are frequently denied. When this happens, our Oak Lawn LTD benefits appeal lawyer provides the professional representation you need. With years of experience on our side, you can count on the Law Offices of Michael Bartolic, LLC. to help you get the benefits to which you are entitled.      

Our Oak Lawn LTD Benefits Appeal Lawyer Acts as a Strong Ally on Your Side

While the Bureau of Labor Statistics (BLS) reports more than 90% of workers are provided LTD benefits through their employers, claims can easily end up denied. Insurance companies have a financial motive to avoid paying out LTD benefits. Common reasons for denials include: 

  • Disputes over the terms of coverage;
  • Policy exclusions that prevent you from being covered for your condition;
  • Failure to submit the appropriate forms within the insurers established time frames;
  • Claims that you failed to visit your doctor, obtain medical treatment, or otherwise document your condition;
  • Disagreements regarding the seriousness of your condition and whether it keeps you from working. 

In dealing with a denied LTD benefit claim, it is important to reach out to the Law Offices of Michael Bartolic, LLC right away. Our Oak Lawn LTD benefits appeal lawyer acts as a strong ally on your side, helping you navigate the complex federal laws that apply in these cases.   

Protecting Your Rights in Filing an LTD Benefits Appeal

Employer-provided benefits are subject to the Employee Retirement Income Security Act of 1974 (ERISA), which is a federal law. In addition to providing guidelines for administering benefits and processing claims, it gives workers the right to appeal denied LTD benefits. 

At the Law Offices of Michael Bartolic, LLC, we have extensive experience in ERISA and how it applies in different cases. Our Oak Lawn LTD benefits appeal lawyer can take the swift legal actions needed to protect your rights. This includes: 

  • Carefully going over all the policy documents and any correspondence you received from the insurer;
  • Reviewing all the information provided in your original claim and gathering additional evidence as needed;
  • Filing the appropriate paperwork required for an LTD benefit appeal;
  • Making effective legal arguments before the administrative judge in your case.

In the event your appeal continues to be denied, we can guide you in filing a lawsuit against the insurer involved.  

Contact Our Oak Lawn LTD Benefits Appeal Lawyer Today

To protect your rights to LTD benefits, get the Law Offices of Michael Bartolic, LLC. on your side. Call or contact our Oak Lawn LTD benefits appeal lawyer online to request a consultation today.   

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