When accidents, illnesses, and chronic conditions keep you from working, long term disability (LTD) benefits available through your employer help to offset your lost wages. It is easy to take these benefits for granted, but the fact is that claims are frequently denied. When this happens, our Oak Lawn LTD benefits appeal lawyer provides the professional representation you need. With years of experience on our side, you can count on the Law Offices of Michael Bartolic, LLC. to help you get the benefits to which you are entitled.
While the Bureau of Labor Statistics (BLS) reports more than 90% of workers are provided LTD benefits through their employers, claims can easily end up denied. Insurance companies have a financial motive to avoid paying out LTD benefits. Common reasons for denials include:
In dealing with a denied LTD benefit claim, it is important to reach out to the Law Offices of Michael Bartolic, LLC right away. Our Oak Lawn LTD benefits appeal lawyer acts as a strong ally on your side, helping you navigate the complex federal laws that apply in these cases.
Employer-provided benefits are subject to the Employee Retirement Income Security Act of 1974 (ERISA), which is a federal law. In addition to providing guidelines for administering benefits and processing claims, it gives workers the right to appeal denied LTD benefits.
At the Law Offices of Michael Bartolic, LLC, we have extensive experience in ERISA and how it applies in different cases. Our Oak Lawn LTD benefits appeal lawyer can take the swift legal actions needed to protect your rights. This includes:
In the event your appeal continues to be denied, we can guide you in filing a lawsuit against the insurer involved.
To protect your rights to LTD benefits, get the Law Offices of Michael Bartolic, LLC. on your side. Call or contact our Oak Lawn LTD benefits appeal lawyer online to request a consultation today.
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