If you or a family member requires assistance with certain day-to-day tasks, you may be entitled to long-term care benefits. This type of insurance coverage comes in many different forms. Some people have long-term care coverage through an employer-backed plan that is regulated by the Employee Retirement Income Security Act (ERISA). Other people have long-term care coverage through an individual plan that was purchased on the private market.
Regardless of which type of plan you have, obtaining benefits can be a challenge. At the Law Offices of Michael Bartolic LLC, our dedicated Oak Park long-term care lawyers help beneficiaries recover their full benefits. We know that the big insurance companies do not always play by the rules. If your long-term care claim was rejected or underpaid in Cook County, Illinois, please contact a member of our law firm today to get immediate assistance with your case.
Under Illinois state regulations, your insurance company is required to send a written explanation of their decision regarding your long-term care claim. Hopefully, this letter will be an acceptance of your claim, and it will simply describe the terms for how you can access your full benefits. Though, far too many people receive an illegitimate denial letter. If you receive a denial letter, you are not out of luck. Your insurance carrier does not get the final word on your case. Our Oak Park long-term care lawyers can help you fight for coverage. Our legal team is prepared to:
Our goal is to get you and your family full benefits, without resorting to a lawsuit. Litigation is a lengthy process, and we want to get you coverage immediately. Yet, in some cases, insurance companies simply refuse to cooperate. If this happens in your case, our Highland Park lawyers are ready to take your case to court so that you can get your rightfully entitled long-term care benefits. You should not settle for any less than you are owed under the terms of the insurance policy.
At the Law Offices of Michael Bartolic LLC, our Cook County long-term care attorneys have helped many claimants obtain the full benefits that they deserve. If your claim was rejected or underpaid in Oak Park, we can help. Please call us today at (312) 635-1600 for a free, no obligation legal consultation. We look forward to assisting you.