Long term disability (LTD) benefits available through your employer can help to offset lost wages you suffer in the event you are unable to work. Unfortunately, it can come as a shock when your claim is denied. At the Law Offices of Michael Bartolic, LLC., our Palatine long term disability appeals attorney can help in this situation. We provide the trusted legal guidance you need in filing an LTD benefit claim appeal.
According to the Bureau of Labor Statistics (BLS), roughly 94% of private employers pay for long term disability (LTD) coverage for their employees. This protects you in case injuries or illnesses prevent you from working, compensating you for a portion of your lost wages.
LTD benefits provide a safety net for you and your family, helping to ensure your basic needs are met. Unfortunately, after working at a company for years or even decades, it can come as a shock when these benefits end up being denied. Common reasons for this include:
In cases involving denied LTD benefits, the Law Offices of Michael Bartolic, LLC, act as a strong legal advocate on your side. Our Palatine long term disability appeals attorney can guide you in the steps needed to get the insurer’s decision overturned.
While dealing with employer-provided benefits, there are complex federal laws that apply. The Employee Retirement Income Security Act of 1974 (ERISA) helps to protect your rights by providing clear guidelines for the administration of employer-provided benefits, the process of filing claims, and procedures for appeals.
At the Law Offices of Michael Bartolic, LLC, our Palatine long term disability attorney has extensive experience in this area of law. He can take the steps needed to help you get the benefits you deserve. This includes:
Your years of hard work have earned you certain benefits. Do not stand still and let these be denied. The Law Offices of Michael Bartolic, LLC. is here to help. To request a consultation, call or contact our Palatine long term disability appeals attorney online today.
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