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Palos Heights ERISA Attorneys

Palos Heights ERISA Attorneys

Benefits provided through your employer often make up a sizable portion of your overall employee compensation package. You expect these benefits to be there when you need them, but this is not always the case. At the Law Offices of Michael Bartolic, we help workers get the benefits to which they are entitled. As experienced Palos Heights ERISA attorneys, we can guide you through the complex laws that govern these situations.  

Your Rights to Employer-Provided Benefits

Statistics from the U.S. Department of Labor show that over 85% of all employees are entitled to health and welfare benefits at their jobs. These benefits can help provide for your future and any unexpected events while saving you significant amounts of money now. Depending on your employer and your years of service, they may include: 

  • Employee training, education, and general wellness programs;
  • Group health insurance, which may include vision and dental coverage;
  • Short- and long-term disability benefits;
  • Life insurance and accidental death benefits;
  • Severance packages;
  • Retirement saving accounts, pension benefits, and stock option plans. 

Unfortunately, it is common for employees to have problems obtaining these benefits or for plan administrators to either mismanage or not fund these plans properly. In these situations, there are complex federal laws that apply.  The Employee Retirement Income Security Act of 1974 (ERISA) helps to protect your rights to information about these plans, the approval policy, and the process for appealing denied claims.  

Appealing Denied Employer-Provided Benefit Claims

While the state of Illinois has laws that help to protect worker rights, ERISA trumps them all when it comes to employer-provided benefits. Protections afforded under ERISA include:  

  • The right to review all documents related to various benefits and your individual coverage;
  • The right to have these benefits managed and administered by employers in a way that protects your interests;
  • The right to have claims resolved in a timely matter;
  • The right to file an appeal in the event your claim is denied. 

At the Law Offices of Michael Bartolic, our Palos Heights ERISA attorneys can guide you through these laws and in various steps throughout the claims process, making sure your rights to benefits are protected. Whether it involves your health insurance, retirement benefits, collecting on life insurance, or other issues, we act as a trusted ally on your side, holding your employer accountable and helping you get the benefits to which you are entitled.  

Schedule a Consultation With Our Palos Heights ERISA Attorneys

At Law Offices of Michael Bartolic, we can help you deal with any benefit claims issues that arise with your employer, guiding you through the procedures and rules that apply. To discuss your particular case, call or contact our Palos Heights ERISA attorneys online and request a consultation today.

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