Long-term disabilities can jeopardize all you have worked for over the years, threatening the financial security of your family. While employer-provided benefits are meant to act as a safety net, these benefits can easily end up being mismanaged by plan administrators or denied and disputed by the insurance company involved. When this occurs, the Law Offices of Michael Bartolic can help. Our experienced River Forest long-term disability attorneys provide trusted legal guidance and professional representation to guide you through the claims process and in filing appeals. While you focus on your health and your family, we focus on getting you the benefits to which you are entitled.
Long-term disability benefits may have been included as part of your overall employee compensation package. However, when it comes time to collect these benefits, you may be in for a shock. In ratings and reviews posted by Consumer Affairs, many of the top insurers receive dismal scores when it comes to upholding their ends of these agreements. In too many cases, claimants have their benefits disputed or denied. Common reasons cited include:
At the Law Offices of Michael Bartolic, we act as a trusted guide throughout the claims process. By acting as an intermediary between you and the insurance company, our River Forest long-term disability attorneys can help ensure that your claim is filed properly and that you get the maximum amount you need.
In addition to problems with insurance companies, dealing with policy administrators can be a hassle. While they have a legal duty to manage employee benefit plans properly, failure to provide needed information and allowing policies to lapse can prevent you from getting the benefits you deserve.
As experienced River Forest long-term disability attorneys, we can take the legal actions needed in this situation. Employer-sponsored benefit plans are generally covered through the Employee Retirement Income Security Act (ERISA), which provides strict guidelines for the management of benefit plans and the appeals process when claims are denied. Actions we can take on your behalf include:
When going up against insurers and plan administrators, get the Law Offices of Michael Bartolic on your side. Reach out and contact our River Forest long-term disability attorney today to request a free consultation.