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What If the Insurer or Administrator’s Description of My Job Duties Is Not Accurate?

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What If the Insurer or Administrator’s Description of My Job Duties Is Not Accurate?

When assessing a claim of whether or not you are disabled such that you cannot perform functions and duties of your job, the long term disability insurer will most often not actually consider your actual job, but will consult a book which describes your job, the Dictionary of Occupational Titles or something similar. The definition may or may not accurately describe your job tasks, required hours, and physical requirements. You should be prepared to obtain a written statement from a co-worker or supervisor which describes your job, hours, and physical requirements.

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